/* MoneyBridge Loan - moss & stone */
:root{
  --bg:#F6F7F2;--card:#FFFFFF;--ink:#1B2110;--text:#1B2110;--muted:#565E45;
  --accent:#556A1C;--accent-deep:#3F4F14;--accent-tint:#E7ECD7;--tint2:#D1DBB1;
  --line:#E0E4D3;--foot-bg:#171C0E;--foot-text:#DCE2CB;--foot-link:#BFD86A;
  --fd:"Epilogue",system-ui,sans-serif;--fb:"Mulish",system-ui,sans-serif;
  --r:26px;--rs:14px;--wrap:1120px;
  --sh:0 18px 48px rgba(27,33,16,.16);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;background:var(--bg);color:var(--text);font:400 17px/1.6 var(--fb);overflow-x:clip}
img,svg{max-width:100%;display:block}
a{color:var(--accent);text-decoration-thickness:1px;text-underline-offset:3px}
h1,h2,h3{font-family:var(--fd);line-height:1.12;margin:0;letter-spacing:-.015em;color:var(--ink)}
p{margin:0}
ul,ol{margin:0;padding:0}
.wrap{width:min(100% - 40px,var(--wrap));margin-inline:auto}
@media(max-width:600px){.wrap{width:min(100% - 32px,var(--wrap))}}
.eyebrow{font:600 12px/1.3 var(--fb);letter-spacing:.16em;text-transform:uppercase;color:var(--accent)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:14px 26px;border-radius:999px;font:700 16px/1.2 var(--fb);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s,box-shadow .15s}
.btn-primary{background:var(--accent);color:#fff;box-shadow:0 10px 24px rgba(85,106,28,.28)}
.btn-primary:hover{background:var(--accent-deep);transform:translateY(-1px)}
.btn-ghost{background:transparent;color:var(--accent);border-color:var(--accent)}
.btn-ghost:hover{background:var(--accent-tint)}
.btn:focus-visible,a:focus-visible,button:focus-visible{outline:3px solid var(--foot-link);outline-offset:3px}
.btn svg{width:18px;height:18px}

/* header */
.site-head{position:relative;z-index:20;background:var(--foot-bg)}
.home .site-head{position:absolute;inset:0 0 auto 0;background:linear-gradient(180deg,rgba(23,28,14,.6),rgba(23,28,14,0))}
.head-row{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:70px;position:relative}
.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:#fff}
.brand svg{width:32px;height:32px;flex:none}
.wm{font:800 21px/1 var(--fd);color:#fff;letter-spacing:-.02em}
.wm b{color:var(--foot-link);font-weight:800}
.nav{display:flex;gap:4px;align-items:center}
.nav a{color:var(--foot-text);text-decoration:none;font:600 15px/1 var(--fb);padding:11px 14px;border-radius:999px}
.nav a:hover{background:rgba(255,255,255,.1);color:#fff}
.nav .btn{min-height:42px;padding:10px 18px;font-size:15px;margin-left:8px;color:#fff;box-shadow:none}
.nav .btn:hover{background:var(--accent-deep);color:#fff}
.burger{display:none;background:transparent;border:2px solid rgba(255,255,255,.35);border-radius:999px;color:#fff;width:48px;height:42px;cursor:pointer;padding:0;align-items:center;justify-content:center}
.burger span{display:block;width:20px;height:2px;background:#fff;border-radius:2px;position:relative;transition:background .15s}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:20px;height:2px;background:#fff;border-radius:2px;transition:transform .2s}
.burger span::before{top:-6px}.burger span::after{top:6px}
.burger[aria-expanded="true"] span{background:transparent}
.burger[aria-expanded="true"] span::before{transform:translateY(6px) rotate(45deg)}
.burger[aria-expanded="true"] span::after{transform:translateY(-6px) rotate(-45deg)}
@media(max-width:860px){
  .burger{display:inline-flex}
  .nav{position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;background:var(--foot-bg);padding:10px 20px 18px;gap:4px;display:none;border-top:1px solid rgba(255,255,255,.08);border-radius:0 0 var(--r) var(--r)}
  .nav.open{display:flex}
  .nav a{padding:13px 14px;border-radius:var(--rs)}
  .nav .btn{margin:8px 0 0}
}

/* hero */
.hero{position:relative;isolation:isolate;color:#fff;padding:112px 0 64px;background:#2b3616 url(/hero.webp) center/cover no-repeat;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(23,28,14,.6) 0%,rgba(27,33,16,.72) 34%,rgba(27,33,16,.86) 62%,rgba(27,33,16,.94) 100%)}
.hero::after{content:"";position:absolute;left:-160px;bottom:-200px;width:520px;height:420px;z-index:-1;border-radius:55% 45% 50% 50%/45% 55% 45% 55%;background:rgba(85,106,28,.35)}
@media(max-width:600px){.hero{background-image:url(/hero-m.webp);padding:96px 0 52px}}
.hero-in{display:flex;flex-direction:column;align-items:center;text-align:center;gap:22px}
.hero .eyebrow{color:var(--foot-link);display:inline-flex;align-items:center;gap:12px;text-align:center}
.hero .eyebrow::before,.hero .eyebrow::after{content:"";width:26px;height:1px;background:rgba(191,216,106,.6);flex:none}
@media(max-width:600px){.hero .eyebrow::before,.hero .eyebrow::after{display:none}}
.card{background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:var(--sh);width:100%;max-width:560px;margin:0 auto;padding:26px 26px 22px;text-align:left}
.card-h{font-size:24px;margin-bottom:4px}
.card-sub{color:var(--muted);font-size:15px;margin-bottom:16px;line-height:1.45}
.card-sub b{color:var(--accent);font-weight:700}
.form-host{display:block}
.trust-line{display:flex;flex-wrap:wrap;justify-content:center;gap:6px 14px;margin-top:16px;padding-top:14px;border-top:1px solid var(--line);color:var(--muted);font-size:13px;font-weight:600}
.trust-line span{display:inline-flex;align-items:center;gap:6px}
.trust-line svg{width:14px;height:14px;color:var(--accent);flex:none}
@media(max-width:600px){.card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:22px 16px 18px;border-radius:22px}}
.ticks{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 26px;font:600 14px/1.3 var(--fb);color:#fff}
.ticks li{display:inline-flex;align-items:center;gap:8px}
.ticks svg{width:18px;height:18px;color:var(--foot-link);flex:none}
@media(max-width:600px){.ticks{display:grid;grid-template-columns:repeat(2,1fr);gap:10px 12px;width:100%;font-size:13px}.ticks li{justify-content:flex-start;text-align:left}}
.hero-h{max-width:820px;margin-top:6px}
.hero-h h1{color:#fff;font-size:clamp(34px,5.2vw,58px);font-weight:800;text-shadow:0 2px 14px rgba(0,0,0,.35)}
.hero-h h1 em{font-style:normal;color:var(--foot-link);text-decoration:underline;text-decoration-color:rgba(191,216,106,.45);text-underline-offset:7px;text-decoration-thickness:3px}
.hero-h p{color:#E4E9D6;font-size:18px;max-width:640px;margin:14px auto 0;text-shadow:0 1px 8px rgba(0,0,0,.35)}

/* recognition strip */
.hooks{background:var(--ink);color:#fff;padding:60px 0 64px;position:relative;overflow:hidden}
.hooks::before{content:"";position:absolute;right:-140px;top:-120px;width:440px;height:380px;border-radius:52% 48% 60% 40%/55% 45% 55% 45%;background:rgba(85,106,28,.38)}
.hooks-in{position:relative}
.hooks .eyebrow{color:var(--foot-link);margin-bottom:12px}
.hooks h2{color:#fff;font-size:clamp(26px,3.6vw,40px);max-width:680px}
.frag{list-style:none;margin-top:28px;display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.frag li{background:rgba(255,255,255,.06);border:1px solid rgba(191,216,106,.22);border-radius:var(--rs);padding:16px 18px;font:600 17px/1.35 var(--fd);color:#F1F4E6}
.frag li::before{content:"";display:block;width:26px;height:4px;border-radius:2px;background:var(--foot-link);margin-bottom:10px}
.hooks-close{margin-top:28px;display:flex;flex-wrap:wrap;align-items:center;gap:16px 28px;justify-content:space-between}
.hooks-close p{color:#DCE2CB;max-width:680px;font-size:17px}
.hooks-close p b{color:#fff}
.hooks .btn-primary{background:var(--foot-link);color:var(--ink);box-shadow:none}
.hooks .btn-primary:hover{background:#D3EA8A;color:var(--ink)}
@media(max-width:860px){.frag{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.frag{grid-template-columns:1fr}.frag li{font-size:16px}}

/* photo band */
.band{position:relative;isolation:isolate;color:#fff;padding:100px 0;background:#3a4a1c url(/band.webp) center/cover no-repeat;overflow:hidden}
.band::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(23,28,14,.9) 0%,rgba(23,28,14,.78) 50%,rgba(23,28,14,.3) 100%)}
.band-in{max-width:560px}
.band .eyebrow{color:var(--foot-link)}
.band h2{color:#fff;font-size:clamp(30px,4.4vw,48px);margin:12px 0 14px}
.band h2 em{font-style:normal;color:var(--foot-link)}
.band p{color:#E4E9D6;font-size:18px}
.band .more{display:inline-flex;align-items:center;gap:8px;margin-top:24px;color:#fff;font-weight:700;text-decoration:none;border-bottom:2px solid var(--foot-link);padding-bottom:3px}
.band .more svg{width:18px;height:18px;color:var(--foot-link)}
.band .more:hover{color:var(--foot-link)}
@media(max-width:600px){.band{padding:72px 0}.band::before{background:linear-gradient(180deg,rgba(23,28,14,.84),rgba(23,28,14,.74))}}

/* how it works: stepping stones */
.hiw{padding:84px 0 0;position:relative;overflow:hidden;background:var(--bg)}
.hiw::before{content:"";position:absolute;left:-180px;top:40px;width:540px;height:470px;border-radius:58% 42% 55% 45%/50% 60% 40% 50%;background:var(--accent-tint)}
.hiw::after{content:"";position:absolute;right:-170px;top:130px;width:400px;height:350px;border-radius:45% 55% 40% 60%/60% 40% 60% 40%;background:var(--tint2);opacity:.55}
.hiw .wrap{position:relative;z-index:1}
.sec-head{max-width:640px;margin-bottom:40px}
.sec-head h2{font-size:clamp(28px,4vw,44px);margin-top:10px}
.sec-head p{color:var(--muted);font-size:18px;margin-top:12px}
.stones-wrap{position:relative}
.stream-path{position:absolute;left:-40px;right:-40px;top:50%;height:140px;transform:translateY(-50%);pointer-events:none}
.stream-path svg{width:100%;height:100%}
.stones{position:relative;list-style:none;display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:stone}
.stone{position:relative;background:var(--card);border:1px solid var(--line);padding:32px 30px 30px;text-align:center;box-shadow:0 14px 34px rgba(27,33,16,.09),inset 0 2px 0 rgba(255,255,255,.9);border-radius:64px 88px 76px 96px/54px 66px 74px 60px}
.stone:nth-child(2){border-radius:92px 70px 100px 66px/66px 56px 60px 78px;transform:translateY(30px)}
.stone:nth-child(3){border-radius:78px 96px 66px 84px/70px 58px 80px 62px}
.stone .num{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:50%;background:var(--accent);color:#fff;font:800 18px/1 var(--fd);margin-bottom:14px}
.stone h3{font-size:21px;margin-bottom:8px}
.stone p{color:var(--muted);font-size:16px}
@media(max-width:860px){.stones{grid-template-columns:1fr;max-width:520px;gap:18px}.stone:nth-child(2){transform:none}.stream-path{display:none}.stone,.stone:nth-child(2),.stone:nth-child(3){border-radius:var(--r);text-align:left;padding:26px 24px}}
.scene{margin-top:44px;height:300px;width:100%}
.scene svg{width:100%;height:100%}
@media(max-width:600px){.scene{height:210px;margin-top:22px}}

/* why band */
.why{background:var(--foot-bg);color:#fff;padding:88px 0;position:relative;overflow:hidden}
.why::after{content:"";position:absolute;left:-120px;bottom:-170px;width:480px;height:370px;border-radius:50% 50% 45% 55%/60% 40% 60% 40%;background:rgba(85,106,28,.32)}
.why .wrap{position:relative;z-index:1}
.why .eyebrow{color:var(--foot-link)}
.why .sec-head h2{color:#fff}
.why .sec-head p{color:#C9D1B3}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.why-item{background:rgba(255,255,255,.05);border:1px solid rgba(191,216,106,.2);border-radius:var(--r);padding:28px 24px}
.why-item svg{width:46px;height:46px;color:var(--foot-link);margin-bottom:16px}
.why-item h3{color:#fff;font-size:20px;margin-bottom:8px}
.why-item p{color:#C9D1B3;font-size:16px}
@media(max-width:860px){.why-grid{grid-template-columns:1fr}}
/* faq: 2x3 grid of cards, answers in full */
.faq{padding:88px 0;position:relative;overflow:hidden}
.faq::before{content:"";position:absolute;right:-220px;top:-60px;width:540px;height:480px;border-radius:55% 45% 50% 50%/45% 55% 45% 55%;background:var(--accent-tint)}
.faq .wrap{position:relative;z-index:1}
.faq-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.qa{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:24px 24px 22px;box-shadow:0 10px 26px rgba(27,33,16,.06)}
.qa h3{font-size:19px;margin-bottom:8px;display:flex;gap:10px;align-items:flex-start}
.qa h3::before{content:"";flex:none;width:10px;height:10px;border-radius:50%;background:var(--accent);margin-top:8px}
.qa p{color:var(--muted);font-size:16px}
@media(max-width:700px){.faq-grid{grid-template-columns:1fr}.qa{padding:20px 18px}}

/* closing cta */
.cta{padding:10px 0 96px}
.cta-box{background:var(--accent);color:#fff;border-radius:var(--r);padding:56px 44px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px;position:relative;overflow:hidden}
.cta-box::before{content:"";position:absolute;right:-90px;top:-120px;width:340px;height:300px;border-radius:52% 48% 55% 45%/50% 50% 50% 50%;background:rgba(255,255,255,.08)}
.cta-box>*{position:relative}
.cta-box h2{color:#fff;font-size:clamp(28px,3.8vw,42px)}
.cta-box p{color:#E7ECD7;margin-top:8px;font-size:17px}
.cta-box .btn-primary{background:#fff;color:var(--accent-deep);box-shadow:none}
.cta-box .btn-primary:hover{background:var(--accent-tint);color:var(--accent-deep)}
@media(max-width:600px){.cta-box{padding:38px 24px}}

/* footer */
.site-foot{background:var(--foot-bg);color:var(--foot-text);padding:60px 0 36px;font-size:15px}
.foot-top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px 40px;align-items:flex-start;padding-bottom:28px;border-bottom:1px solid rgba(220,226,203,.14)}
.foot-brand{max-width:460px}
.foot-brand p{margin-top:14px;color:var(--foot-text)}
.foot-contact .lbl{display:block;font:600 12px/1.3 var(--fb);letter-spacing:.14em;text-transform:uppercase;color:#9AA684;margin-bottom:8px}
.foot-contact a{color:var(--foot-link);font-weight:700;text-decoration:none;font-size:16px}
.foot-contact a:hover{text-decoration:underline}
.legal-links{display:flex;flex-wrap:wrap;gap:6px 22px;padding:24px 0 4px}
.legal-links a{color:var(--foot-link);text-decoration:none;font-weight:600;font-size:14px;padding:4px 0}
.legal-links a:hover{text-decoration:underline}
.disc{margin-top:18px;padding-top:18px;border-top:1px solid rgba(220,226,203,.14)}
.disc p{color:var(--foot-text);font-size:13px;line-height:1.65;margin:0 0 10px;max-width:960px}
.disc b{color:#fff}
.disc a{color:var(--foot-link)}

/* subpage prose */
.shell #main{padding:56px 0 96px;position:relative;overflow:hidden}
.shell #main::before{content:"";position:absolute;right:-240px;top:-120px;width:560px;height:480px;border-radius:55% 45% 50% 50%/45% 55% 45% 55%;background:var(--accent-tint);z-index:0}
.prose{position:relative;z-index:1;max-width:720px;margin-inline:auto}
.prose h1{font-size:clamp(32px,4.4vw,46px);margin-bottom:10px}
.prose p.updated{color:var(--muted);font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:28px;padding-bottom:18px;border-bottom:1px solid var(--line)}
.prose h2{font-size:24px;margin:36px 0 12px;scroll-margin-top:90px}
.prose p{margin:0 0 16px;line-height:1.7;color:#2C3320}
.prose ul{margin:0 0 18px;padding-left:22px}
.prose li{margin:0 0 10px;line-height:1.65;color:#2C3320}
.prose li::marker{color:var(--accent)}
.prose strong{color:var(--ink);font-weight:700}
.prose a{color:var(--accent);font-weight:600}
.prose a:hover{color:var(--accent-deep)}
.prose .btn{margin:8px 12px 8px 0;text-decoration:none;font-weight:700}
.prose h2#do-not-sell{padding:18px 20px;background:var(--accent-tint);border-radius:var(--rs);border-left:5px solid var(--accent)}
#zeroparallel_form:empty{display:none}#omForm-root{margin-top:0!important;margin-bottom:0!important;width:100%!important}#omForm-root>div{min-height:0!important}#omForm-root form,#omForm-root .omForm-wrapper,#omForm,form#omForm{min-height:0!important;height:auto!important;background:#fff!important;box-shadow:none!important;border:none!important;padding-top:10px!important;padding-bottom:12px!important}#omForm-root select,#omForm-root .om-select{width:100%!important}.form-host{min-height:210px!important}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}